Disclaimer.

VetPlanCheck is an independent educational product of CLEARDEAL LLC. It is not affiliated with Banfield, VCA, Petco, or Mars. Provider and plan names (Banfield, Optimum Wellness Plan, VCA, CareClub, Petco, Vital Care) are used only to name the contracts the pages are about.

Contracts only: this site covers contracts, dates and dollars — what a plan's paperwork says, what services cost at retail on your own invoices, and the arithmetic of keeping or leaving a plan. It never covers what care a pet needs. What care your pet gets is a decision for you and your veterinarian. These pages are only about the contract and the money.

Plan prices are clinic- and region-variable and are printed as dated ranges (checked October 2026). VCA does not publish a cancellation formula or a national price list. Documented cases are reported outcomes from the sources and dates named beside them — not promises about any other case. If a provider updates its terms, the provider's current paperwork controls, and corrections are welcome: help@doogex.com.